Application Machine

We refer to our Audio Applications technology as “Call Center in a Box” because it instantly transforms your entire agent network into a no-fee, on-demand compliant call center!

Our integrated calling features enable any appointed agent to take applications over the phone with full compliance using merely a cell phone. Web pages prompt an agent’s verbal cues in sync with the call, require playback of designated compliance disclaimers, handle call interruption pause/restart, and provide long-term storage with on-demand download of full agent & applicant conversations.

Apply your field-based rules and logic to produce dynamic underwriting interviews based on applicant input. Life, annuity, and health-related insurers can dynamically present evidence-of-insurability questions to perform real-time underwriting or even partial underwriting with guarantee-issue, simplified-issue, or full-underwriting constraints.

Flow your application data seamlessly into your existing operations. Engineered with straight-through processing in mind, we use REST-ful transmission and encoding of both data and embedded application PDF form for your real-time processing of application data.

Capture multiple application forms from potentially multiple products in a single applicant interview, and deliver PDFs and EDI data to respective multiple endpoints in your operations or partner operations. Brokers can aggregate and dispatch product applications to designated carrier partners, or carriers can route 3rd-party products to external administrators.